Get pre-qualified before you start your home search. Find out exactly how much you can afford and also show sellers and agents that you're a serious shopper.
Pre-approval requires some paperwork. You'll want to gather your most recent information since documents typically expire after 60 days. Keep in mind that your Loan Consultant may request additional documentation for different kinds of loans.
Have you had situations in the past thathave put blemishes on your credit? Some lenders will work with you to find a credit solution.They have special programs and financing options that allow you to get a mortgage evenwith minor credit blemishes. However, it is in your best interest to keep your credit report ingood standing.
Here are some helpful hints for your credit report: