Enclave matches your home savings
Saving for a home is a long-term commitment. That’s why Enclave contributes when you do.
Milestones designed for home buying
Enclave helps you save for all costs associated with a home purchase so there aren’t any surprises when you’re ready to buy.
Not all down payments need to be 20%
You’ve probably heard you should save 20% for your first home. This isn’t always true, and we’ll walk you through pros and cons of other options.
Learn while you earn
An educated buyer makes better decisions. While you save with Enclave, you'll learn about each step of the home buying process.
Open a joint Enclave account to save for your home twice as fast. Because everyone knows two savers are better than one!
Rest assured, your money is safe. Funds in your Enclave Vault by Digs account are insured by the FDIC for up to $250,000.
✔ Contribution matching
✔ Home buyer milestones
✔ Down payment calculator
✔ Withdraw anytime, $0 fees
✔ Expert content & advice
✔ Home buyers checklist
✔ Lender recommendations
✔ Account support
✔ Joint accounts
✔ FDIC insured up to $250,000
✔ Bank-level encryption
✔ 2-factor authentication
All the answers in one place.
Yes, the most you can earn each month is $40 in Enclave's matches. In order to reach this maximum, you would have to contribute $1,350 of your own money each month.
Enclave's matches are designed to kickstart your savings, meaning we match more money upfront. We also do not want to discriminate against those who can't save as much as others.
Our tiered matching is outlined below:
First $50/month = $1:$5 matching
Next $100/month = $1:$10 matching
Next $200/month = $1:$20 matching
Next $1,000/month = $1:$100 matching
Yes. Our matching expires after 5 years. (Keep in mind, the money that you put in your account will never expire. It is FDIC insured up to $250,000 and can be withdrawn at any time.)
Enclave Vault accounts do not earn traditional interest. We've come up with a unique contribution matching program that allows our customers to earn more money towards a real estate transaction than they could earn in a traditional interest bearing account.